Cybin Enterprises specializes in high-risk payment processing solutions — we connect businesses with our network of payment processors and acquiring banks to find the right fit for your needs.
Trusted by Businesses Across
Your processor shut you down without warning. We've seen it happen thousands of times — and we know exactly how to respond.
Stripe, PayPal, Square — they're not built for your industry. We are. Rejection from them is not a verdict on your business.
Rolling reserves don't have to be permanent. We structure accounts that reduce reserve requirements as your account history builds.
Global customers are ready to buy. Your processor shouldn't be the reason they can't reach checkout.
High chargeback ratios don't have to end your processing. We build chargeback protection into every account structure.
Operating in a regulated vertical? We understand the compliance landscape and structure your account accordingly.
Free, secure, and no commitment. Tell us your industry, your monthly volume, and what's gone wrong — or what you're trying to build.
We match your business to the best-fit processors across our network. You see your options before anything is submitted.
We manage the full application process. Approvals typically take 3 to 10 business days depending on your volume and vertical.
Ongoing account monitoring, chargeback support, and scaling assistance as your business grows. We don't disappear after approval.
Mainstream processors love high-risk merchants right up until their compliance team revisits the category. Then it's a 24-hour notice, frozen funds, and a 180-day hold. We help merchants — from research peptide vendors to CBD brands to firearms dealers — land on specialist processors that actually keep the account open, and pay materially less in fees while they're at it.
High-risk merchant processing typically runs around an 8% effective rate when reserve holds and ancillary charges are baked in. Cybin targets placements as low as 3% — a 5-percentage-point cut on every transaction. Here's what that looks like in real dollars at common monthly volumes.
Monthly volume
$25,000
Annual savings
$15,000
Monthly volume
$50,000
Annual savings
$30,000
Monthly volume
$100,000
Annual savings
$60,000
Monthly volume
$250,000
Annual savings
$150,000
Monthly volume
$500,000
Annual savings
$300,000
Savings estimate based on an 8% effective rate typical of high-risk merchant processing, including processor fees, reserve holds, and ancillary charges. Your actual rate depends on industry, processing volume, and risk profile.
Hot vertical: Research peptide merchants face the highest debanking rates in e-commerce. We place BPC-157, TB-500, SARM, and research chemical businesses on processors that explicitly underwrite the RUO category. Learn about peptide payment processing →
Representative examples of the situations we help with. Individual results vary.
After Stripe shut us down with 30 days notice, Cybin helped us get processing again within weeks.
We were on the MATCH list and thought we were done. Cybin structured a solution that got us back processing. They delivered when no one else could.
The team at Cybin understands high-risk. They didn't judge our industry — they solved our problem. Professional, responsive, and effective.
2018
Year Founded
Partner network
PCI-DSS Level 1 processors
755+
Industries Served
SSL Secure
256-bit Encryption
